Financial Education

Customized Plan

When you contact us, we’ll review your circumstances and come up with a customized plan for helping you manage your loan. Possibilities available to you may include:

  • Payment deferment
  • Loan modification
  • Interest rate reduction
  • Pre-foreclosure sale, or “short sale,” for mortgages

Complete our Borrower’s Assistance Application today or call us at 415-775-5377.

Additionally, the Department of Housing and Urban Development offers counseling for homeowners whose loans have become delinquent and are facing foreclosure. Contact the Department of Housing and Urban Development at 800-569-4287.

Financial Tips

We regularly post helpful tips to improve your financial acumen and provide tools to assist you in managing your finances.

Financial Education & Counseling

Our partner, BALANCE, is a financial fitness program, to guide you through achieving financial goals or managing financial hardship. BALANCE gives you access to comprehensive services and tools that are all free to San Francisco Federal Credit Union members including free webinars.

If this is your first time visiting our BALANCE webpage, please click here to register and click on Register/Log In.

If you have enrolled before and need to take one of the BALANCE Tutorials, please click here.

Free Credit Report

Obtain your free report by visiting, a centralized service jointly created by the three credit reporting agencies. To obtain a copy of your credit report, visit or call 877-322-8228.

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